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Share your thoughts with other customers. Because partners living together lack this tax shelter, there may be a greater need for life insurance to protect surviving loved ones. We'll work closely with you to shape a strategy that addresses the unique factors the LGBTQ community faces — as well as the factors that are unique to you individually. For estate planning, married couples have the benefit of inheriting the assets of the spouse free of estate tax. I'd like to read this book on Kindle Don't have a Kindle? While we are familiar with the tax provisions of the issues presented herein, as financial advisors of Raymond James, we are not qualified to render advice on tax or legal matters.

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Amazon Drive Cloud storage from Amazon. Know Your Financial Situation As a gay or lesbian couple, some states allow legal marriage, while some states allow domestic partnership, and therefore it is difficult to understand which of the protections and benefits the law extends to married couples are applicable to you. Partners living together must decide whether to handle finances separately or as a couple. While we are familiar with the tax provisions of the issues presented herein, as financial advisors of Raymond James, we are not qualified to render advice on tax or legal matters. There's a problem loading this menu right now. I'd like to read this book on Kindle Don't have a Kindle?

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If you decide to handle finances as a couple, does this include long-range retirement planning or just short-term financial matters, such as managing household finances? Financial planning is an important part of preparing for your future, whether you are single or part of a couple. Share your thoughts with other customers. But before your partner signs up, be aware that the value of the benefits your employer offers to your partner is generally taxable unless your partner qualifies as your dependent for federal income tax purposes. While we are familiar with the tax provisions of the issues presented herein, as financial advisors of Raymond James, we are not qualified to render advice on tax or legal matters. Long-term care insurance can be a key component of a financial plan that provides protection for loved ones.

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